● Approval in minutes

Instant personal loans.
No hidden fees.

From achieving your dreams to handling emergencies, Borrow makes financing simple, transparent and reliable — with a fully online application and money in your account fast.

✓ 100% online process ✓ Transparent pricing ✓ Data kept secure

What you get

Straightforward terms, shown in full before you accept.

  • ✓
    Loans from ₹20,000 to ₹5,00,000Choose the amount that fits your need.
  • ✓
    Decision in minutesFully online — no branch visit, no paperwork.
  • ✓
    Flexible repaymentPick a tenure that suits your monthly budget.
  • ✓
    Every charge disclosed up frontInterest, fees and total payable — before you sign.
  • ✓
    Money straight to your bankFunds released as soon as you accept the offer.
Start your application →

Subject to eligibility, verification and credit assessment.

100%
Online application
Minutes
To a decision
Zero
Hidden charges
Secure
Encrypted end to end

Reliable loans for every need

Financial needs can appear without warning. Borrow is built to be straightforward when it matters — no lengthy procedures, no surprise charges, no waiting around for approval.

⚡

Fast approval

Complete a quick online application and get a decision in minutes, not days.

🧾

Clear, honest pricing

Every charge is shown up front before you accept. What you see is what you pay.

🎯

Plans that fit

Choose a repayment plan matched to your needs and your monthly budget.

🔒

Your data, protected

Documents are uploaded over a secure, encrypted channel and handled confidentially.

📱

Entirely paperless

Apply, verify and sign from your phone. No branch visits, no printing, no courier.

🤝

Real support

A responsive team you can reach when you have a question about your loan.

How to apply in 4 easy steps

Straightforward from start to finish.

1

Apply online

Fill in a short application with your basic details. It only takes a few minutes.

2

Upload documents

Add identity proof, income verification and bank details through our secure upload.

3

Get approved

We review and verify quickly, then share your offer with all terms clearly stated.

4

Receive funds

Accept the offer and the amount is transferred straight to your bank account.

What will your loan actually cost?

Move the sliders to see your EMI, the total interest, every fee and the amount credited to your bank. Fixed 35% per annum, repaid over 61 to 365 days.

₹50,000
₹20,000₹5,00,000
12 months
2 months (61 days)12 months (365 days)
35% p.a.
Monthly EMI
₹4,998
12 monthly instalments
  • Principal₹50,000
  • Total interest₹9,978
  • Processing fee (2%)₹1,000
  • GST on processing fee (18%)₹180
  • Amount credited to your bank₹48,820
  • APR (including all fees)39.82% p.a.
  • Total you repay₹59,978

This calculator is for illustration only. It assumes the fixed 35% per annum rate of interest and a processing fee of 2% of the loan amount plus 18% GST, repaid in equal monthly instalments. Your actual amount, rate, fee and eligibility are confirmed only after credit assessment, and the binding figures are the ones set out in your Key Fact Statement and loan agreement.

Open the full calculator → Rates & terms →

Ready when you are

Check your eligibility in about a minute. Checking does not affect your credit score.

Apply Now →